You’ve perfected the noble art of parallel parking, passed your test first time round, and itch to get behind the steering wheel and on the road as a fully-fledged young licence holder. Only there’s one problem: you can’t afford the insurance.

“Young drivers face a bit of a catch-22 – they’ll struggle to find an insurer that [...]

One in five young motorists is driving illegally without insurance, according to a report published by the Motor Insurers’ Bureau (MIB).

The organisation, which is funded by motor insurers and pays compensation to people involved in accidents with uninsured drivers, said an estimated 250,000 people aged between 17 and 20 drive without any insurance in place.

The report [...]